Home Renters & Car Insurance

Here is some information about a few common types of insurance agency layton utah that you can purchase for your family:

Car Insurance

Anyone who has been in a car wreck understands the value of having automobile insurance. Every state mandates owning at least basic liability protection. This protects you from being responsible for damages or injuries you cause to others in an accident. There are several other types of auto insurance with varying levels of coverage. Medical payments coverage covers medical expenses for anyone riding in your car. There is also uninsured motorist coverage that protects you from drivers with little or no insurance. Being familiar with all your insurance options and choosing the right coverage can save you money and help protect you and your family in case of an accident.

Home Insurance

Owning a home without insurance can be very dangerous. You will be liable for the entire cost of repairing your home if it is damaged from flood, fire, or natural disaster. Purchasing home insurance can replace your personal belongings or help you if you are responsible for damage to someone else's property or an injury sustained at your home. Along with that, you could also receive coverage to handle court fees and food and lodging if you have to leave you home. Meeting with an insurance agent can help you determine which type of insurance best fits your life and budget.

Renters Insurance

Broken or frozen pipes. Flood or fire damage. An unexpected theft. These events and several more can lead to the possessions of a renter to become damaged, destroyed, or stolen. Because a renter's possessions are likely not insured by their landlord's insurance, a renter should have an active and comprehensive renters insurance plan. This coverage can replace those possessions and also provide for other expenses like liability, medical charges, court fees, and hotel accommodations. Make sure you are protected when you have renters insurance coverage.